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Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
The minimum coverage your state required during your SR-22 period. Post-filing, you'll still need it — but now you can shop it with carriers that offer better rates for drivers with older violations.
Full Coverage
Liability plus collision and comprehensive. If you had a loan during your SR-22 period, you paid non-standard rates for this. Now you can re-quote with carriers that price violations as they age off.
Comprehensive Coverage
Covers theft, vandalism, weather, and animal strikes. Post-SR22 drivers often add this back once rates drop — especially if they dropped it during the filing period to reduce costs.
Uninsured Motorist Coverage
Protects you if an uninsured driver causes an accident. Many post-SR22 drivers add this once they can afford better protection — rates improve significantly once filing ends.
SR-22 Insurance
The certificate filing you just completed. If your requirement ended, you need this removed. If you're still within your filing period, we'll show you carriers that can reduce your current SR-22 premium.